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Just because you're renting a home doesn't mean you shouldn't be covered in case of theft, a fire, or flood. Check out our affordable rental insurance, and protect yourself today.
Affordable Coverage for Renters
Cheap renter's insurance exists. Our in-house agents will find you a dependable policy at a price you can afford. Protect yourself today.
Don't pay for property that's not yours. Liability insurance protects you against claims from the homeowner. Call our insurance experts now to learn how affordable liability coverage can be.
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Talk To Insurance Agents in Your Area
If you are renter of a house, trailer, or apartment, then one of the smartest things you can do is purchase renters insurance. Did you know that rates are very competitive? Finding cheap renters insurance is actually easier than you think. So, why should you spend time getting renters insurance quotes? Aren't all insurance companies and policies the same? While many people do believe all insurance companies are the same, the fact is monthly premiums are all over the map, even for identical coverage. By taking the time to speak with multiple insurance professionals in your area, you can actually save a lot of money on your premiums. Some comparison websites are pretty good, but the best results come from speaking with an insurance agent in your area. They know which types of coverage you really need and they know which questions to ask and why your answers matter. In short, they can save you money by not selling you insurance you don't want or need.
Renters insurance is actually something that many renters either don't want to purchase, or don't even know exists. Some of the reasons renters give for not wanting to purchase renters insurance include:
- I don't have anything worth stealing
- Nothing I own is worth insuring
- No one robs apartments because rich people don't live in apartments
- My apartment complex carries liability insurance
- It will cost too much
- I will never suffer loss or damage to the things we own
- My apartment has sprinklers and smoke detectors
As you can clearly see, these aren't reasons so much as excuses. Let's face it: burglaries, fires, floods, and a whole host of other calamities can happen any time, day or night, home or away, house or apartment. These types of things do not discriminate. The only thing you can do, as a renter or homeowners, is to be properly prepared for the eventuality. This is the whole point of renters insurance: you hope you never have to use it, but if you do you're glad you have it.
Bundle Your Home Insurance To Save Money
Another reason to consider renters insurance is to save money by bundling your various insurance products. If you have a vehicle or two, or carry life or health insurance, then chances are very good you can save money on all your insurance products by getting them from the same company. By bundling your renters insurance with your other insurance products, you might save enough money to make the additional premium negligible. Call your local insurance broker today and ask about renters insurance.